On This Morning!
Debtwizard Facebook Debtwizard Twitter

Call 03339 870 180  
(Mon to Friday 8.45am - 5pm)
Simple debt advice - with no up-front costs


After many years of struggling with financial difficulties we have finally come though and am proud to say, in capital letters, WE HAVE NO DEBT! We can only say that because we were fortunate to find Mike Thomas and Debtwizard after watching him on the BBC.

Read more: Help with my IVA


I came across Debtwizard.com on the internet to help solve a 12yr old debt, Mike Thomas answered my query himself. Mike advised using the template letter for statute barred which i edited and sent to the debt collection agency.

Read more: 12 year old debt now gone!


A huge thank you to Mike Thomas and the Payplan team.

My Individual Voluntary Arrangement IVA has just been agreed and whilst I have to admit to be embarrassed and ashamed to have got myself in so much debt at my age (55), I cannot begin to explain the sense of relief I now have knowing I have a structured arrangement in place and peace of mind.

Read more: Help in setting up my IVA


I really can't thank this site enough - not only for easing my mind with reading others' stories (and the clear attitude of your experts to some of these debt companies), but also for the free template letters, which got this lot off my back fairly quickly.

Read more: Debt collectors chasing old debts



For no nonsense advice just submit the short form and Mike or one of his team will get back to you.

Unsecured debt

--Debt Amount--

Home owner

Yes No

No. of creditors


Current payments

£0 - £25

Affordable payments

£0 - £25



Email Address

Phone Number


Yes No Can we leave a voicemail

Yes No Can we contact you via SMS

Yes No Can we contact you via email

Best time to call


Please note: If you continue you are agreeing to our privacy policy, available here.