DebtWizard.com timeline
Find out whats new - and of course whats old on debtwizard.com.
This page will help you keep on top of everything that has being added here at debtwizard.com.
June 2008
Charity list
A page of charities debtwizard.com has supported over the past 12 months.
Quick link - Bank Charges updates
A new page has been created for all the latest news on the Bank Charges Test Case.
New published articles
IVA case - 23 year old - £35,000 of debt - published in June 2008
May 2008
New published articles
House repossession article on how to deal with that mortgage shortfall - published in May 2008
April 2008
New published articles
Police office £63,000 of debt - published in April 2008
25th March 2008
Updates
- Articles: Debt Consolidation Loans
Replacing a number of loans and or credit card debts with a new single loan with one monthly payment instead of several. - News: Guide Dogs for the Blind Association (20 March 08)
Guide Dogs for the Blind Association. www.justgiving.com/themarathonmen. - General: I want to be on TV
If you want to be on TV check this page - if Mike is asked to help find someone to appear on the TV this is where you find out about it. - New media
New TV and radio shows to watch and listen to on the media page.
21st Feb 2008
Now Downing Street is Involved
View the letter Debt Wizard has sent to Prime Minister, Gordon Brown regarding Northern Rock here.Northern Rock's First Post-Nationalisation Repossession
The Government's first house repossession under the nationalisation of Northern Rock. Read the article by the telegraph.co.uk and the Debt Wizard's comments on the news item Northern Rock's First Post-Nationalisation Repossession.14th Feb 2008
The Six Options to Help You Get Out of Debt
Read about the six options you have to get out of debt here.14th Feb 2008
Old mortgage debt kickedo ut by Court of Appeal
A bankrupt who has not paid his mortgage for the past 15 years had his debt wiped out by three judges yesterday. Find out more about this in the news section.05th Feb 2008
Insolvency Figures
View the Insolvency Figures since 1960 and the DebtWizard's comments in insolvency firgures in 2007.SCIVA
Read the Debt Wizard's report from the IVA Forum on 29th Jan 2008 which details why he thinks the Protocol SCIVA may not work immediatly. Click here to find out more about the New Protocol SCIVA.04th Feb 2008
ITV Press Release - Repossession Repossession Repossession
Click here to view the press release for Repossession Repossession Repossession.31st Jan 2008
Enformcement Restriction Order (ERO)
An Enforcement Restriction Order (ERO) is new and is designed to help debtors that have experienced an unforeseen change in their circumstances. Read more about this on the ERO article or on the Hot News section.29th Jan 2008
The Limitation Act 1980
New article on The Limitation Act 1980 which covers the time period a creditor can legally pursue a debt. This article also include a letter that you can use to respond should you feel the creditor is out of the time limit.Media update
Mikes 2007 boxing day show is up on the site to listen to. Listen on the media page.21st Jan 2008
HSBC unit fined £1m for PPI failings (Hot News)
HSBC has been fined a record £1.09m by the FSA for failing to treat customers fairly when selling Payment Protection Insurance. Read more...09th Jan 2008
Debt Management Companies
The Debt Management Companies page has been completely re-written with very helpful up-to-date information. Click here to view the page here.29th Nov 2007
Debt Solution Comparison Table
A very helpful chart that illustrates a summary of possible debt solutions! Click here to view it.21st Nov 2007
IDENTITY FRAUD ALERT TO EVERYONE (Hot News)
Very Important : IDENTITY FRAUD ALERT TO EVERYONEParagon - Find out what its about and why it is not the same as the Northern Rock crisis
Identity Fraud
Because of the above new hot news article the Identity Fraud Section has been revamped with two updated articles.Find out general information on the subject and find out about the non-profit making membership association dedicated to the prevention of financial crime - CIFAS
New Published Articles
Two new published articles: Life After Debt (Nov 2007) | House Reposession (Nov 2007)Media Update
Mike was on the radio twice today speaking about Identity Fraud and how you can do a few simple things to prevent it. Hear the clips on the media page.30th Oct 2007
Contact section update - file upload added
When you are logged in the best way of contacting Mike Thomas is through the contact page. Because sometimes the best way to describe something is visually you can now upload a document or image (e.g scanned letters you may have received from the bank) with your message.29th Oct 2007
Radio Show
Radio show from the 21st Oct '07 uploaded and ready to listen to on the media page.Previous Emails
Previous emails starting from 17th September '07 can be found on the site at this page.General Site Update
General site update with a few new features added.25th Oct 2007
PPI
Find out everything you wanted to know about Payment Protection Insurance.18th Oct 2007
The IVA Council (Hot News)
The IVA Council, find out more about them, what they do and a few things to note before starting correspondence with them. Read more...04th Oct 2007
Credit crunch bites into the debt management industry (Hot News)
As the name suggests... find out how the credit crunch is biting into the debt management industry. Read more...NEW PUBLISHED ARTICLE
The published article "A day in the life of Debt Wizard (September 2007)" includes two case studies:- A police officer with unsecured liabilities of £52,000, consisting of credit cards, personal loans and overdrafts struggling to make payments each month.
- An ambulance driver who owed £27,000 on credit cards and loans unable to pay creditors after relationship breakup.
01st Oct 2007
RECLAIMING CHARGES FOR PERSONAL ACCOUNTS AND CREDIT CARDS UPDATE
Update to "How much will it cost me to file a claim?". This includes the new fees from 1st October for claims issued in court and now also claims filed online. It also has some further information about preparing for the hearing and what you can do if you caanot afford the fees.TWO MORE RADIO SHOWS READY FOR YOU TO LISTEN
Both Mike's LBC Radio (14 Sep) and Mike Mendoza Show (16 Sep) radio appearances are up for you to listen to and take free helpful information. Catch them over on the media page17th Sep 2007
NORTHERN ROCK CRISIS
Read more about what has happened and how it could affect you. Also find what is next for Northern Rock.MORE RADIO SHOWS SOON
Mike has been on the Radio three more time this weekend giving out his very helpful advice on the Mike Mendoza Show and discussing Northern Rock on BBC Radio 5 Live and LBC Radio. These shows will be up for you to listen to soon.15th Aug 2007
RECLAIM THOSE CREDIT CARD CHARGES
Find out how and why you could get back alot of the unfair credit card charges that you may have payed for over limit or late payment.MIKE BACK ON BBC NEWS
Mike was back on BBC News 24 - you can watch it over at the media page along with the previous BBC News clip and his many radio shows.08th Aug 2007
MIKE ON BBC NEWS
Along with Mike's many radio shows he appeared on BBC News speaking about Insolvency Figures. You can watch it over at the media page.OFT COURT CASE
There was important news for people Reclaiming Bank Charges - read it here...MEAF
Find how to get back most of your Mortgage Exit Administration Fee that you are charged when either transferring to another mortgage company or simply having paid your mortgage off.16th July 2007
Reclaiming Bank Charges
Yet again more updates to this page giving more useful information on how to get back your money.Bank Charges Tool
The letters have been tweaked to get the best out of them. We have also updated the steps themselves - adding hints and extra information.New Testimonial Section
Many of our users have been sending us feedback about the site and how they have been getting on with help from DebtWizard.comWe thought it would be nice and encouraging to add a testimonials section with some of these comments. If you would like us to add your testimonial please use the contact form on the contact page.
31st May 2007
Hot News Section
what's happening in the world of money. Hopefully something that will benefit you.Continuously Updated Articles
If anywhere on the site you feel you have more questions to be answered, ask us. The pages of DW are continuously updated by Mike Thomas with relevant and up-to-date info.New Data Protection Act Addresses
We have a list of many DPA addresses - this should help you when sending out certain letters ( e.g. Reclaiming Bank Charges ). The page can be found under reference.DebtWizard Radio
Well sort of... If you can't catch Mike Thomas on the radio you can listen to recorded version right here on this site.