Mike Thomas

Mike Thomas has become well known as ‘the debt wizard’, over the past 14 years helping many individuals to overcome their debt problems, he is the founder and head of debtwizard.com

Mike's career began in the Metropolitan Police, but after 17 years of exemplary conduct he was forced to leave through injury. It was then he became a debt counsellor, interviewing individuals and couples, assessing their debt problems and developing his expertise in this difficult and often emotive field.

He now specialises in unsecured personal debt which includes credit cards, loans, overdrafts, store cards, as well as mortgage shortfall debt following house repossession and is regarded as an expert in the debt management industry. He and his team are always striving to find the right solution to resolve an individual's financial difficulties.

Highly knowledgeable and able to offer advice on interest rate decisions, house repossession figures, insolvency figures as well as debt and consumer related issues such as bankruptcy, Individual Voluntary Arrangements (IVA’s) debt consolidation loans, debt management and reclaiming bank charges, he has also trained to further develop his personal counselling skills to help people with the psychological impact of coping with debt.

Mike has extensive press media experience. He writes for a number of publications including the Metropolitan Life magazine (for police personnel) and regularly features as a debt expert on TalkSPORTand BBC Radio.

He has broadcast live on television on BBC1, News 24, BBC London and appeared on ITV's Repossesssion Repossession Repossession' documentary about debt, helping two of the participants and acting as an adviser to the programme. In print and on air Mike can deal with debt related issues, responding to readers' letters or callers' telephone enquiries to advise the best solution on their individual problem.