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News

Mike & Clive in the LBC studio

Mike will be in the studio talking to Clive Bull about the latest news affecting consumers with debt issues, he will take calls, texts and emails from listeners around the country looking for information on their debt problems. Callers do not need to use their real name on air if they do not want to!

How to listen

There seven different ways to listen to LBC

Read more: LBC, 8-9pm, Sunday, 1 July 2018

 

The Financial Conduct Authority (FCA) has announced comprehensive new proposals designed to protect millions of people who use high-cost credit and bank overdrafts. Most is on improved regulation and practices but with a possible cap on the price of rent-to-buy credit.

The FCA is required to formally consult on rules it proposes to introduce, any consultations must be open and transparent, and the FCA cannot prejudge the result.

Overdrafts

Read more: New proposals for high cost credit and are we to see a cap on rent to own credit?

 

Mike Thomas (aka DebtWizard) was in the BBC Essex studio with Dave Monk talking about the first National Numeracy Day introduced to raise awareness on how important maths skills are in every day life. A recent survey showed almost two fifths of the 11,000 consumers spoken to found everyday tasks that involve maths stressful and confusing.

Read more: BBC Essex - Drivetime with Dave Monk 16/5/18 - Listen again

 

Mike & Clive in the LBC studio

Below is the free podcast from Mike Thomas's, founder of DebtWizard.com, appearance on LBC's Money Hour on Sunday, 13 May 2018, with Clive Bull. It's free to listen to.

How to listen

On this show, Mike, aka DebtWizard, talks to Clive about the latest news affecting consumers with debt issues, takes calls, texts and emails from listeners around the country.

Topics & Timeline

We have added a list of the topics and timeline of the audio to make it easier to access certain parts of the show. Just click below to start listening.

Read more: Free podcast now available - LBC, 8-9pm, Sunday, 13th May 2018

 

The number of people who became insolvent in England and Wales in the first quarter of 2018 was 27,338. This consisted of 16,675 Individual Voluntary Arrangements (IVAs, 61% of the total). 6,524 Debt Relief Orders (DROs, 24%) and 4,188 consumer bankruptcies (15%).

Individual Voluntary Arrangements (IVAs)

The number of IVAs in Q1 2018 rose 8.3% compared with Q4 2017.This was the largest quarterly number of IVAs since they were introduced in 1987.

Read more: Individual Voluntary Arrangements (IVAs) surge in 1st Quarter of 2018

 

Ministers have announced that they will be launching a call for evidence following concerns raised by the advice sector that some bailiffs are aggressively pursuing debts. Review of government reforms highlights the positive impact of changes but also reveals lingering concerns over aggressive, intimidating and inappropriate behaviour when collecting money from debtors - particularly from vulnerable people.

Read more: Government sets out plans to crack down on rogue bailiffs - again

 

Mike Thomas was asked to comment on the new plans announced by ministers today to tackle intimidating and inappropriate behaviour by a minority of bailiffs who are still acting aggressively when collecting money from debtors - particularly from vulnerable people. Mike then reveals the three tricks a bailiff or enforcement officer will do to gain peaceful entry into the home and the dire consequences if this this happens.

How to listen - LBC John Stapleton (for Nick Ferrari) Monday 2 April 2018

Read more: LBC John Stapleton (for Nick Ferrari) 2 April 2018

 

Mike & Clive in the LBC studio

Below is the free podcast from Mike Thomas's appearance on LBC's Money Hour on Sunday, 15 April 2018, with Clive Bull. It's free to listen to.

How to listen

On this show, Mike, aka DebtWizard, talks to Clive about the latest news affecting consumers with debt issues, takes calls, texts and emails from listeners around the country.

Topics & Timeline

We have added a list of the topics and timeline of the audio to make it easier to access certain parts of the show. Just click below to start listening.

Read more: Free podcast now available LBC - 8-9pm, Sunday, 15th April 2018

 

Ofgem, which consulted on this issue last year, has decided to ban all domestic and microbusiness suppliers from issuing backbills for energy used more than 12 months ago.

Although there has been a voluntary agreement for suppliers not to backbill for past 12 months it does not protect all consumers from receiving these bills, as some of the energy providers who have signed up do not always follow this agreement.

How the backbill is calculated

Read more: Ofgem bans suppliers from backbilling customers beyond 12 months

 

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