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LBC 'Money Hour' with Clive Bull - Monday 3/8/15 9 -10pm - Free podcast now available

Monday, 3rd August 2015

Mike & Clive in the LBC studio

Mike's most recent appearance on LBC's Money Hour on August 3rd with Clive Bull is now available here for you to listen to.

On this show, Mike talks to Clive about the latest news affecting consumers with debt issues, reveals a new proposal to give borrowers 28 days breathing space before debt enforcement and takes calls, texts and emails from listeners around the country.

Below is a timeline of the audio to make it easier to access certain parts of the show. Just click below to start listening. 

The Money Hour - Monday 3 August (48.12 mins bulletins removed)

Topics and time line

01.45 Mike talks about the new proposal to give borrowers 28 days ‘breathing space’ during which period interest and charges will be frozen including enforcement action by creditors, he explains the reasons behind this and when it is expected to be available.

06.04 (Call 1) Mike speaks with Mo who said he was struggling to pay £300 each month to his creditors and wanted information on who would be the best company to approach for help.

11.55 (Call 2) John then calls asking if debt is written off after six years and does this apply if the debt is sold on. He reveals he has around £60,000 of debt and did not fully understand bankruptcy and how this could help him with his debt problems.

19.00 (Call 3) Steve asks a very good question, "when you go to get debt advice do you have to pay a fee?" His next question, "if you go bankrupt, how does it work, do you have to pay your creditors in a bankruptcy?"

23.53 (Call 4)Mike speaks with Jamie who said he has a quite a nightmare situation with his debt of £25,000 on 13 credit cards. He has not paid on the debts since 2010 and can no longer work through medical reasons, he wanted information on how to deal with this.

29.26 (Call 5) Nin called from Copenhagen, he said he went bankrupt in 2006 and wanted information on where he stands now on making PPI claims on the creditors that featured in his bankruptcy.

31.58 (Call 6) Geoff called next wanted information on how to pay the six outstanding care home bills for his late mother. He wanted to avoid the sale of the family homes which he has lived in for 50 years.

37.25 Text - From a fire fighter who went bankrupt in 2013 but is due to receive his pension of £125,000 in 2016. Is his pension safe from the bankruptcy?

38.40 Text - Going to America permanently, do I need to pay my debts first or will they chase me when I move?

39.40 (Call 7) Oliver called the show and said he had a better way of dealing with debts than Mike!

42.38 Text - What can you do if you do not have the money to go bankrupt?

44.30 Text - I work for a large financial institution in the City, if I were to go bankrupt would my employer know?

45.27 (Call 8) Last caller was Paul who said he took a payday loan and after paying it back over three months found a default on his credit file for this debt.

Next show on LBC

Monday 9-10pm 14th September 2015 - how to listen & contact the show here


Tweet Clive using @clivebull LBC use @LBC and for Mike @debtwizard 

You can read Mike's blog on the show - LBC Money Hour Show with Clive Bull 3 August 2015

Need information on how to best manage your debts issues?

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