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Media

Catch up with the latest media from 2017/18 featuring Mike Thomas, founder of DebtWizard.com.

 

BBC

Radio shows less than 30 days old will be on the BBC iPlayer, we have given you the link and time line to find just Mike Thomas's clip.

 

LBC

Our Mike Thomas is a regular guest in the LBC studio for The Money Hour taking calls, emails or texts from listeners looking for information on debt issues. For each show we list callers, topics and timeline of the audio to make it easier to access the information.

 

 

Next show - LBC with Clive Bull Thursday 27th Dec 2018 9-10pm
Thursday, 27th December 2018

Mike & Clive in the LBC studio

Mike will be in the studio talking to Clive Bull about the latest news affecting consumers with debt issues, he will take calls, texts and emails from listeners around the country looking for information on their debt problems. Callers do not need to use their real name on air if they do not want to!

How to listen

There are seven different ways to listen to LBC

Read more: Next show - LBC with Clive Bull Thursday 27th Dec 2018 9-10pm

Radio

BBC Essex with Sadie Nine 9am 6/12/18
Wednesday, 5th December 2018

Mike Thomas was in the studio with Sadie Nine just after 9am to comment on consumer bankruptcy following the recent news Katie Price has avoided going bankrupt. Mike went through the new changes on how to apply for bankruptcy, the cost to the consumer, the alternative debt options to avoid going insolvent and answers texts and calls to the show.

How to listen

Read more: BBC Essex with Sadie Nine 9am 6/12/18

Radio

BBC Three Counties Radio with Andy Collins 7.50am 5/12/18
Tuesday, 4th December 2018

Mike ThomasMike Thomas, Founder of DebtWizard joined Andy Collins offering his top tips on how to avoid getting into debt this Christmas and what to do if you overspend.

Mike goes through the problems with credit card debt when people only make minimum payments and reveals how a debt of £2,600 on a credit card can take up to 25 years and 7 months to repay, plus his tip on how to bring this down 20 years quicker!

Mike then introduces his bespoke five point guide on how to get out of debt designed to help people with debt problems who have no idea where to begin. It details information on what to do when you have a debt issue, who to contact for help, how to take control of your situation, what to say to your lenders / debt collectors and that importantly how not to pay thousands of pounds in fees.

How to listen

Read more: BBC Three Counties Radio with Andy Collins 7.50am 5/12/18

Radio

BBC Radio London - Breakfast with Petrie Hosken - 6.15am 21/11/18
Wednesday, 21st November 2018

Mike ThomasBBC London - Drivetime with Petrie Hosken 6.15am. Mike spoke to Petrie about the new 'Breathing Space' being proposed by the government for debtors and what this means for those with debt problems, including those with mental health issues/debts.

Mike then goes through what debts are being considered to be included and those debts that will not, the three point access criteria and importantly who triggers the Breathing Space, the consumer/debtor or the debt adviser.

How to listen

Read more: BBC Radio London - Breakfast with Petrie Hosken - 6.15am 21/11/18

Radio

BBC Essex Drivetime with Dave Monk, 4.30pm 13/11/18
Tuesday, 13th November 2018

Mike ThomasMike Thomas was in the studio with Dave Monk just after 4.37pm to comment on the government research that suggests families are hiding as much as £96BN of debts from their loved ones.

Mike went through two case examples he has dealt with, first one was hidden debts of £30,000 on credit cards and the second case again credit card debts, of £55,000. Mike then explains the tell tale signs someone leaves behind when they have debt problems plus how easy it is for your partner to find out about your debts, no matter how much you try not to let slip.

Mike then gives ideas on how to approach your partner with a debt problem, get your timing right and offers some words to use as well as where to get that much needed debt help.

Dave asks Mike to comment on how easy it is for consumers to borrow money and is student debt going to be an ongoing problem.
 
How to listen

Read more: BBC Essex Drivetime with Dave Monk, 4.30pm 13/11/18

Radio

LBC with Clive Bull, Saturday, 15 September 2018
Saturday, 15th September 2018

Mike & Clive in the LBC studioClive opens by asking Mike if those customers with payday loans from Wonga still have to pay the debts back. Clive then asks Mike who is most likely to buy the debt book from the Wonga after it recently went into administration as reports were emerging that Church of England (C of E) is an interested purchaser.

Mike explains why he feels it will not be the C of E that will buy the debt book but instead a consortium, possibly set up by the church, and if this takes place why this might be seen as contentious.

Mike reminded Clive that consumer debts are already being sold off cheaply all the time by the banks and credit card providers. The purchaser is always a debt collector who then goes on to claim 100% of the loan amount outstanding, so Mike asks why treat Wonga customers any differently?

How to listen for free

Read more: LBC with Clive Bull, Saturday, 15 September 2018

Radio

Listen - BBC Essex Drivetime with Dave Monk, 6.05pm 30/8/18
Thursday, 30th August 2018

Mike ThomasMike Thomas was in the studio with Dave Monk just after 6pm offering help to those customers caught up in the Wonga Payday loan demise. Mike explained why Wonga are in trouble and what their customers can do if they already have loans as well as what chances they have of receiving any compensation on claims now that Wonga have gone into administration.

Mike then offers alternatives to payday loans illustrating the huge difference in cost when compared to a credit union. Mike closes going through the problems with credit card debt when people only make minimum payments and shows how a simple debt of £2,600 on a credit card can take up to 25 years and 7 months to repay.

How to listen

Read more: Listen - BBC Essex Drivetime with Dave Monk, 6.05pm 30/8/18

Radio

Free podcast now available - LBC Consumer Hour with Clive Bull, 9-10pm, Monday 27th August 2018
Monday, 27th August 2018

Mike & Clive in the LBC studioBelow is the free podcast from Mike Thomas's, founder of DebtWizard.com, appearance on LBC's Money Hour on Monday, 27 August 2018, with Clive Bull. It's free to listen to. On this show, Mike, aka DebtWizard, talks to Clive about the latest news affecting consumers with debt issues, takes calls, texts and emails from listeners around the country.

Topics & Timeline

We have added a list of the topics and timeline of the audio to make it easier to access certain parts of the show. Just click below to start listening. Just move the timer on the podcast below to the part of the show that interests you the most. All news bulletins have been removed by LBC.

Read more: Free podcast now available - LBC Consumer Hour with Clive Bull, 9-10pm, Monday 27th August 2018

Radio

Listen - BBC 3 Counties Radio with Jonathan Vernon-Smith 22/8/18 10.30 -11am
Wednesday, 22nd August 2018

Mike ThomasMike Thomas spoke to Jonathan Vernon-Smith about the recently released report by the Citizens Advice on the rise in household debt and the use of Enforcement Officers (Bailiffs) to collect debts such as council tax. Mike then offers his view on bailiffs and explains why we need them to collect debts. Mike then explains how many consumers and households pay credit card debts in preference to council tax and other priority debts.

How to listen

Read more: Listen - BBC 3 Counties Radio with Jonathan Vernon-Smith 22/8/18 10.30 -11am

Radio

LBC with Darren Adam 2am, 22 Aug 2018
Wednesday, 22nd August 2018

Mike Thomas was talking to Darren about the Citizens Advice report on rising household debt. Mike goes through the debt options available to someone with debt problems and why consumers get into debt.

Are you in debt but don't know where to start?

If this is you then we offer information on what to do when you have a debt issue, who to contact for help, how to take control of your situation, what to say to your lenders / debt collectors and that importantly how not to pay thousands of pounds in fees.

Read more: LBC with Darren Adam 2am, 22 Aug 2018

Radio

LBC with Clive Bull - Police Officers' Debt problems - 7 August 2018
Tuesday, 7th August 2018

Mike Thomas with Clive Bull in the LBC studioMike & Clive in the LBC studio

Mike Thomas aka DebtWizard spoke to Clive Bull about the Police Federation of England & Wales report on how nearly 10,000 police officers have taken a second job to help pay debts, Mike then gives examples of how and why police officers get into so much debt.

How to listen for free

Read more: LBC with Clive Bull - Police Officers' Debt problems - 7 August 2018

Radio

Free podcast now available - LBC, 8-9pm, Sunday, 5 August 2018
Sunday, 5th August 2018

Mike & Clive in the LBC studioBelow is the free podcast from Mike Thomas's, founder of DebtWizard.com, appearance on LBC's Money Hour on Sunday, 5 August 2018, with Clive Bull. It's free to listen to. On this show, Mike, aka DebtWizard, talks to Clive about the latest news affecting consumers with debt issues, takes calls, texts and emails from listeners around the country.

Topics & Timeline

We have added a list of the topics and timeline of the audio to make it easier to access certain parts of the show. Just click below to start listening. Just move the timer on the podcast below to the part of the show that interests you the most. All news bulletins have been removed by LBC.

Read more: Free podcast now available - LBC, 8-9pm, Sunday, 5 August 2018

Radio

Listen - BBC Three Counties Radio - Johnathan Vernon-Smith 2/8/18
Thursday, 2nd August 2018

Mike ThomasMike Thomas founder of DebtWizard.com was talking to Johnathan Vernon-Smith on the impact the Bank of England interest rate rise could have on consumers with credit card debt and those already in some form of debt solution such as Debt Management Plan (DMP) or an Individual Voluntary Arrangement (IVA).

Mike explains how any interest rate rise could make monthly payments in an agreed payment plan to creditors come under strain and offers information on what can be done to help those affected.

Jonathan then asks Mike about the benefits of 0% interest balance transfer on credit cards and how these can be a good thing, can't they? Mike surprises Jonathan with his reply and warns why these are under review by the regulator as they do not work well for everybody.

Mike then slips in the actual cost to the credit card borrower for every £1 they have on their credit card when they make just the minimum payments each month. It's a real concern and all credit card borrowers should be aware of the sums involved.

Read more: Listen - BBC Three Counties Radio - Johnathan Vernon-Smith 2/8/18

Radio

BBC Radio London 8.10am Sunday 29/7/18
Sunday, 29th July 2018

Mike ThomasMike Thomas founder of DebtWizard.com was talking to Jumoke Fashola about the rising household debt, the key triggers why people get into debt, including police officers, and where they can go to get that important free debt advice.

Mike then reveals options/solutions available to consumers with debt issues, where consumers can go to get help and how to avoid paying debt management fees.

Mike also goes through his bespoke five point guide on what to do if you are in debt and don't know where to start.

Read more: BBC Radio London 8.10am Sunday 29/7/18

Radio

BBC 3 Counties Radio - Drivetime with Roberto Perrone - 3.45pm 19/07/18
Thursday, 19th July 2018

Mike ThomasMike Thomas will be talking to Roberto Perrone about the very sad and shocking true story of Croydon teenager Jerome Rogers who took his own life after struggling to deal with just two unpaid £65 traffic fines, one for a no right turn and the other for driving in a bus lane.

Read more: BBC 3 Counties Radio - Drivetime with Roberto Perrone - 3.45pm 19/07/18

Radio

BBC Essex - Drivetime with Dave Monk 4/7/18 6.05pm
Wednesday, 4th July 2018

Mike ThomasMike Thomas was talking to Dave Monk about the high cost of overdraft fees, he gives a comparison to in the cost to the consumer for an unarranged overdraft versus one arranged with the bank, the difference is huge. Mike then reveals four very good ways on how to avoid the unnecessary overdraft costs and how to challenge the bank if they refuse to help you.

Read more: BBC Essex - Drivetime with Dave Monk 4/7/18 6.05pm

Radio

Free podcast now available - LBC, 8-9pm, Sunday, 1 July 2018
Sunday, 1st July 2018

Mike & Clive in the LBC studio

Below is the free podcast from Mike Thomas's, founder of DebtWizard.com, appearance on LBC's Money Hour on Sunday, 1 July 2018, with Clive Bull. It's free to listen to. On this show, Mike, aka DebtWizard, talks to Clive about the latest news affecting consumers with debt issues, takes calls, texts and emails from listeners around the country.

Topics & Timeline

We have added a list of the topics and timeline of the audio to make it easier to access certain parts of the show. Just click below to start listening. Just move the timer on the podcast below to the part of the show that interests you the most. All news bulletins have been removed by LBC.

Read more: Free podcast now available - LBC, 8-9pm, Sunday, 1 July 2018

Radio

BBC Essex - Drivetime with Dave Monk 16/5/18 - Listen again
Wednesday, 16th May 2018

Mike Thomas

Mike Thomas (aka DebtWizard) was in the BBC Essex studio with Dave Monk talking about the first National Numeracy Day introduced to raise awareness on how important maths skills are in every day life. A recent survey showed almost two fifths of the 11,000 consumers spoken to found everyday tasks that involve maths stressful and confusing.

Read more: BBC Essex - Drivetime with Dave Monk 16/5/18 - Listen again

Radio

Free podcast now available - LBC, 8-9pm, Sunday, 13th May 2018
Sunday, 13th May 2018

Mike & Clive in the LBC studio

Below is the free podcast from Mike Thomas's, founder of DebtWizard.com, appearance on LBC's Money Hour on Sunday, 13 May 2018, with Clive Bull. It's free to listen to.

How to listen

On this show, Mike, aka DebtWizard, talks to Clive about the latest news affecting consumers with debt issues, takes calls, texts and emails from listeners around the country.

Topics & Timeline

We have added a list of the topics and timeline of the audio to make it easier to access certain parts of the show. Just click below to start listening.

Read more: Free podcast now available - LBC, 8-9pm, Sunday, 13th May 2018

Radio

Free podcast now available LBC - 8-9pm, Sunday, 15th April 2018
Sunday, 15th April 2018

Mike & Clive in the LBC studio

Below is the free podcast from Mike Thomas's appearance on LBC's Money Hour on Sunday, 15 April 2018, with Clive Bull. It's free to listen to.

How to listen

On this show, Mike, aka DebtWizard, talks to Clive about the latest news affecting consumers with debt issues, takes calls, texts and emails from listeners around the country.

Topics & Timeline

We have added a list of the topics and timeline of the audio to make it easier to access certain parts of the show. Just click below to start listening.

Read more: Free podcast now available LBC - 8-9pm, Sunday, 15th April 2018

Radio

LBC John Stapleton (for Nick Ferrari) 2 April 2018
Monday, 2nd April 2018

Mike Thomas was asked to comment on the new plans announced by ministers today to tackle intimidating and inappropriate behaviour by a minority of bailiffs who are still acting aggressively when collecting money from debtors - particularly from vulnerable people. Mike then reveals the three tricks a bailiff or enforcement officer will do to gain peaceful entry into the home and the dire consequences if this this happens.

How to listen - LBC John Stapleton (for Nick Ferrari) Monday 2 April 2018

Read more: LBC John Stapleton (for Nick Ferrari) 2 April 2018

Radio

Free podcast now available - Clive Bull - Money Hour - Sunday 8-9pm 18/3/18
Sunday, 18th March 2018

Mike & Clive in the LBC studioBelow is the free podcast from Mike Thomas's appearance on LBC's Money Hour on Sunday, 18 March 2018, with Clive Bull. It's free to listen to.

On this show, Mike, aka DebtWizard, talks to Clive about the latest news affecting consumers with debt issues, takes calls, texts and emails from listeners around the country. We have added a list of the topics and timeline of the audio to make it easier to access certain parts of the show. Just click below to start listening.

Topics

Read more: Free podcast now available - Clive Bull - Money Hour - Sunday 8-9pm 18/3/18

Radio

BBC Radio London - Drivetime with Eddie Nestor 4pm - 5pm, Thursday 15/3/2018
Thursday, 15th March 2018

Mike was in the studio from 4pm with Eddie Nestor helping listeners overcome council tax arrears and credit card debts, he took calls and text messages from listeners.

Topics

Council tax arrears, bailiffs/enforcement officers, consumer bankruptcy, income payment agreements (IPAs), statutory demand, Official Receiver's fees, trustee fees, cost to go bankrupt, credit card debts, debt management plans (DMPs), Individual Voluntary Arrangements (IVAs), Local Government Ombudsman (LGO), Debt & Mental Health Evidence Form (DMHEF).

Timeline

Read more: BBC Radio London - Drivetime with Eddie Nestor 4pm - 5pm, Thursday 15/3/2018

Radio

BBC 3 Counties Radio - Drivetime with Roberto Perrone - 4.15pm 23/2/18
Friday, 23rd February 2018

Mike ThomasMike Thomas, DebtWizard founder, spoke to Roberto Perrone about how and why police officers fall into debt, this following the arrest and conviction of Bedfordshire police officer Gary Suffling who has been sentenced to three years in prison for blackmailing a suspect for £1,000. Suffling, a police detective, claimed he had financial difficulties. Mike reveals the types of people and occupations he has helped and tells Roberto about one of his extreme cases whereby he save the police officer his job even though the officer had over £700,000 of debt.

How to listen

Read more: BBC 3 Counties Radio - Drivetime with Roberto Perrone - 4.15pm 23/2/18

Radio

Free podcast now available - LBC with Clive Bull - Money Hour Sunday, 8-9pm 11/2/18
Sunday, 11th February 2018

Mike & Clive in the LBC studio

Below is the free podcast from Mike's appearance on LBC's Money Hour on Sunday, 11th February 2018 with Clive Bull. It's free to listen to.

On this show, Mike talks to Clive about the latest news affecting consumers with debt issues, takes calls, texts and emails from listeners around the country. Below is a list of the topics and timeline of the audio to make it easier to access certain parts of the show. Just click below to start listening.

Topics

Read more: Free podcast now available - LBC with Clive Bull - Money Hour Sunday, 8-9pm 11/2/18

Radio

BBC Radio London - Drivetime with Eddie Nestor 4pm 3/1/18
Wednesday, 3rd January 2018

Mike Thomas, founder of DebtWizard, was in the studio at 4.30pm with Eddie Nestor discussing ways listeners can get help to overcome unmanageable debt issues. Ed opens the show asking Mike if mental health and debt are connected. Mike then explains the four main triggers that put people into debt and reveals how much consumers actually pay back when making just minimum payments on a credit card debt of £3,000, the final amount is startling. Then it's the importance of budgeting and how many people who simply don't budget on their spending. Ed wanted to know the pros and cons of going bankrupt and asks Mike if going bankrupt was a bad thing. 

How to listen

Read more: BBC Radio London - Drivetime with Eddie Nestor 4pm 3/1/18

Radio

Free podcast now available - LBC with Clive Bull Monday 9-10pm 1 January 2018
Monday, 1st January 2018

Mike & Clive in the LBC studio

Below is the free podcast from Mike's appearance on LBC's Money Hour on Monday, 1 January 2018 with Clive Bull. It's free to listen to.

On this show, Mike talks to Clive about the latest news affecting consumers with debt issues, takes calls, texts and emails from listeners around the country. Below is a list of the topics and timeline of the audio to make it easier to access certain parts of the show. Just click below to start listening.

Topics

Read more: Free podcast now available - LBC with Clive Bull Monday 9-10pm 1 January 2018

Radio

BBC Three Counties Radio - Breakfast with Andy Collins 11/12/17
Monday, 11th December 2017

Mike was commenting on how and why consumers rack up Christmas debt following new research which suggests the average consumer will spend £564 and can take up to five months to clear the debt. Mike also highlights the dangers of making minimum payments on a credit card and sign posts where to get free debt help and advice with NO fees.

How to listen

Sorry, no longer available on the BBCiPlayer

Read more: BBC Three Counties Radio - Breakfast with Andy Collins 11/12/17

Radio

BBC Three Counties Radio - The JVS Show 10.55 27/11/17
Monday, 27th November 2017

Mike was asked by Jonathan Vernon-Smith if it was common for people who have debt to hide it from their partner. This comes after new research suggests one in seven of us hides debt from their loved ones and one third of those with debt felt their partner had a different approach on money.

How to listen

Read more: BBC Three Counties Radio - The JVS Show 10.55 27/11/17

Radio

BBC Radio London - Drivetime with Eddie Nestor 17/11/17 6.35pm
Friday, 17th November 2017

Mike commented on the research from Citizens Advice in which they say 'Credit card companies pushing credit on millions of people who can’t pay' and also expectantly helps an earlier caller to the show whose 19 year old daughter was given a £10,000 credit card limit without her consent.

Read more: BBC Radio London - Drivetime with Eddie Nestor 17/11/17 6.35pm

Radio

BBC Radio Kent Breakfast 2/11/17
Thursday, 2nd November 2017

Mike spoke to John Warnet and Steve N Allen about the effect higher interest rates can have on consumers and in particular credit cards.

How to listen

Read more: BBC Radio Kent Breakfast 2/11/17

Radio

Free podcast now available - LBC Money Hour with Clive Bull - Sunday 8-9pm, 29 October 2017
Sunday, 29th October 2017

Mike & Clive in the LBC studio

Below is the free podcast from Mike's appearance on LBC's Money Hour on Sunday, 29 October 2017 with Clive Bull. It's free to listen to.

On this show, Mike talks to Clive about the latest news affecting consumers with debt issues, takes calls, texts and emails from listeners around the country. Below is a list of the topics and timeline of the audio to make it easier to access certain parts of the show. Just click below to start listening.

Topics

Read more: Free podcast now available - LBC Money Hour with Clive Bull - Sunday 8-9pm, 29 October 2017

Radio

BBC Radio London - Drivetime with Eddie Nestor 16/10/17 4.40pm
Monday, 16th October 2017

Mike will be talking to Eddie about credit card debt and how much those on minimum payments actually pay back for every £1 spent, it's shocking and a worry.

How to listen

Read more: BBC Radio London - Drivetime with Eddie Nestor 16/10/17 4.40pm

Radio

BBC Three Counties Radio - The JVS Show 9am 16/10/17
Monday, 16th October 2017

Mike Thomas was asked by Jonathan if he had much sympathy for young people with loads of debt and are the lenders to blame for offering too much money to people? Mike was then asked why so many young people are not financially prudent and could parents have done more to educate and explain to their children about the pitfalls of borrowing money?

How to listen

Read more: BBC Three Counties Radio - The JVS Show 9am 16/10/17

Radio

BBC Three Counties Radio - Roberto Perrone 4.20pm 10/10/17
Tuesday, 10th October 2017

Can you clear your first mortgage in just 13 years?

Mike Thomas spoke to Roberto Perrone about a young couple who intend to pay off their mortgage in just 13 years by careful budgeting, they say anyone can do it, but Mike asks can they really and comments on the four main triggers why people fall into unexpected debt problems. Mike then reveals how much people pay back on just £1,000 of credit card debt when making minimum payments, it's startling!

How to listen

Read more: BBC Three Counties Radio - Roberto Perrone 4.20pm 10/10/17

Radio

BBC Essex Drivetime with Dave Monk 25/9/17
Monday, 25th September 2017

Mike was talking to Dave Monk about the call by the Labour party to cap credit card interest so that it never goes above the amount borrowed. Mike then offers information on what to do when you have a debt issue, who to contact for help, how to take control of your situation and avoid unnecessary fees. Dave then asks Mike if credit card companies could make others pay for those that are in debt by increasing the increasing rate. Mike then explains the meaning of persistent debt and reveals the expected cost the regulator review will have on the credit card companies.

Read more: BBC Essex Drivetime with Dave Monk 25/9/17

Radio

LBC with Clive Bull
Wednesday, 20th September 2017

Mike was talking to Clive Bull about how and why so many young people get in to debt and what they can do to avoid the trap.

Mike then goes through his popular five point guide on what to do if in debt and don't know where to start.

Read more: LBC with Clive Bull

Radio

BBC Radio London - Vanessa Feltz 19/9/17
Tuesday, 19th September 2017

Mike was talking to Vanessa Feltz about Newham in East London being the debt hotspot of London following the research from Money Advice Service which revealed one in four people in the borough have severe debt problems. Mike and Vanessa cover how zero hours contracts can impact on the debt, the struggle for families to meet the cost of living, whether this is a generation that expects too much.

Mike then offers information on what to do when you have a debt issue, who to contact for help, how to take control of your situation and avoid unnecessary fees.

You can see the full five point guide here  In debt? Don't know where to start?

How to listen

Read more: BBC Radio London - Vanessa Feltz 19/9/17

Radio

BBC Surrey Breakfast with James Cannon & Lesley McCabe 31/8/17
Wednesday, 30th August 2017

Mike was talking to James Cannon and Lesley McCabe about the latest Citizen Advice research which revealed one in five people who are already struggling with debt and have had their credit card limits raised, without their consent. Mike offers information on what to do when you have a debt issue, who to contact for help, how to take control of your situation and avoid unnecessary fees.

See the full five point guide In debt? Don't know where to start?

Read more: BBC Surrey Breakfast with James Cannon & Lesley McCabe 31/8/17

Radio

Free podcast now available - LBC Money Hour with Clive Bull - Sunday 8-9pm, 27 Aug 2017
Sunday, 27th August 2017

Mike & Clive in the LBC studio

Below is the free podcast from Mike's appearance on LBC's Money Hour on Sunday, 27 August 2017 with Clive Bull. It's free to listen to.

On this show, Mike talks to Clive about the latest news affecting consumers with debt issues, takes calls, texts and emails from listeners around the country. Below is a list of the topics and timeline of the audio to make it easier to access certain parts of the show. Just click below to start listening.

Topics

Read more: Free podcast now available - LBC Money Hour with Clive Bull - Sunday 8-9pm, 27 Aug 2017

Radio

BBC Three Counties Radio - Consumer Hour with Jonathan Vernon-Smith 16/8/17
Thursday, 17th August 2017

Mike Thomas is asked by Jonathan 'Whose fault is it that so many people in this country has so much debt?'

How to listen

Read more: BBC Three Counties Radio - Consumer Hour with Jonathan Vernon-Smith 16/8/17

Radio

Free podcast now available - LBC Money Hour with Clive Bull - Sunday 8-9pm, 30 July 2017
Sunday, 30th July 2017

Mike & Clive in the LBC studio

Below is the free podcast from Mike's appearance on LBC's Money Hour on Sunday, 30 July 2017 with Clive Bull. It's free to listen to.

On this show, Mike talks to Clive about the latest news affecting consumers with debt issues, takes calls, texts and emails from listeners around the country. Below is a list of the topics and timeline of the audio to make it easier to access certain parts of the show. Just click below to start listening.

Topics

Read more: Free podcast now available - LBC Money Hour with Clive Bull - Sunday 8-9pm, 30 July 2017

Radio

BBC Three Counties Radio - Consumer Hour with Jonathan Vernon-Smith 5/7/17
Wednesday, 5th July 2017

Mike was asked to help a listener who had his vehicle repossessed 10 years ago and has been paying the debt collectors every month since then. The listener wanted to know his options.

How to listen

Read more: BBC Three Counties Radio - Consumer Hour with Jonathan Vernon-Smith 5/7/17

Radio

BBC Three Counties Radio - Roberto Perrone 28/6/17
Wednesday, 28th June 2017

Mike will be talking to Roberto Perrone after 3pm about the rise in consumer spending in particular credit card use and car loan finance. The danger of making minimum credit card payments on a credit card. The four triggers that push people into debt. Consumers paying bills on the credit cards. Where to get free and no fees on your debt advice and options.

How to listen

Read more: BBC Three Counties Radio - Roberto Perrone 28/6/17

Radio

BBC Essex Drivetime with Dave Monk 27 June 2017
Tuesday, 27th June 2017

Mike was in the studio talking to Dave Monk about the the rise in consumer borrowing and expresses his concerns. Mike then highlights a recent call he had with a 25 year old with £50,000 of unsecured credit card and bank loan debt. They also talk about historic interest rates, where to go to get that free debt advice with no fees, the role of the ATM and its effect on consumers.

Read more: BBC Essex Drivetime with Dave Monk 27 June 2017

Radio

Free Podcast now available - LBC Money Hour with Clive Bull - Sunday 8-9pm, 25 June 2017
Sunday, 25th June 2017

Mike & Clive in the LBC studio

Below is the free podcast from Mike's appearance on LBC's Money Hour on Sunday, 25 June 2017 with Clive Bull. It's free to listen to.

On this show, Mike talks to Clive about the latest news affecting consumers with debt issues, takes calls, texts and emails from listeners around the country. Below is a list of the topics and timeline of the audio to make it easier to access certain parts of the show. Just click on the podcast below to start listening.

Topics

Read more: Free Podcast now available - LBC Money Hour with Clive Bull - Sunday 8-9pm, 25 June 2017

Radio

BBC Radio London - Drivetime with Eddie Nestor
Thursday, 1st June 2017

Mike spoke with Eddie about London being the capital for credit card debt.

How to listen

Read more: BBC Radio London - Drivetime with Eddie Nestor

Radio

LBC with Clive Bull 3/4/17 20.05
Monday, 3rd April 2017

Mike spoke to Clive Bull about the new rules being proposed by the Financial Conduct Authority (FCA) aimed at credit card firms to help millions of customers get out of persistent debt.

Read more: LBC with Clive Bull 3/4/17 20.05

Radio

BBC Three Counties Radio - Roberto Perrone 3/4/17 5.24pm
Monday, 3rd April 2017

Mike was talking to Roberto Perrone about the FCA proposals on new rules for credit card firms, aimed at helping millions of customers get out of persistent debt. Mike explains the meaning of 'persistent debt' and gives an example of how much you pay back if you borrow £3,000 on a credit card and make just the minimum repayments. Roberto then asks Mike what people can do if they have debt problems.

Read more: BBC Three Counties Radio - Roberto Perrone 3/4/17 5.24pm

Radio

BBC Essex Drivetime with Dave Monk 3/4/17 4.05pm
Monday, 3rd April 2017

Mike was talking to Dave Monk about the Financial Conduct Authority (FCA) proposals on new rules for credit card firms to help millions of customers get out of persistent debt. He explains the definition of persistent debt and the time period before credit card companies are expected to freeze interest and charges. Mike then comments on what he would like to see change which he feels the FCA is not addressing.

Read more: BBC Essex Drivetime with Dave Monk 3/4/17 4.05pm

Radio

Free podcast now available - LBC Money Hour with Clive Bull - Sunday 8-9pm, 12 February 2017
Sunday, 12th February 2017

Mike & Clive in the LBC studio

Below is the free podcast from Mike's appearance on LBC's Money Hour on Sunday, 12 February 2017 with Clive Bull. It's free to listen to.

On this show, Mike talks to Clive about the latest news affecting consumers with debt issues, takes calls, texts and emails from listeners around the country. Below is a list of the topics and timeline of the audio to make it easier to access certain parts of the show. Just click below to start listening.

Topics

Read more: Free podcast now available - LBC Money Hour with Clive Bull - Sunday 8-9pm, 12 February 2017

Radio

Free podcast now available - LBC Money Hour with Clive Bull - Sunday 8-9pm, 15 January 2017
Sunday, 15th January 2017

Mike & Clive in the LBC studio

Below is the free podcast from Mike's appearance on LBC's Money Hour on Sunday, 15 January 2017 with Clive Bull. It's free to listen to.

On this show, Mike talks to Clive about the latest news affecting consumers with debt issues, takes calls, texts and emails from listeners around the country. Below is a list of the topics and timeline of the audio to make it easier to access certain parts of the show. Just click below to start listening.

Topics

Read more: Free podcast now available - LBC Money Hour with Clive Bull - Sunday 8-9pm, 15 January 2017

Radio

BBC Three Counties Radio - JVSShow with Tim Wheeler
Friday, 6th January 2017

Mike spoke with Tim about people know as JAMs, Just About Managing, even with an income up to £70,000 after tax and what they could do to help their circumstances and debt issues, Mike then gave practical ideas on how to reduce that credit card debt and the key points consumers can do before they reach out for that debt advice. Ever wondered how long it would take to clear a credit card debt of £2,400 making minimum monthly payments, Mike reveals all.

How to listen

Read more: BBC Three Counties Radio - JVSShow with Tim Wheeler

Radio

BBC Three Counties Radio - Roberto Perrone
Thursday, 5th January 2017

Mike spoke to Roberto Perrone about the increase in new car figures and whether this was a good thing for consumers and the economy.

How to listen

Read more: BBC Three Counties Radio - Roberto Perrone

Radio

BBC Radio London - Drivetime with Eddie Nestor
Wednesday, 30th November 2016

Mike spoke with Eddie about the increasing levels of household debt as new figures show the highest rise in consumer borrowing since 2006. Mike then goes through the four key main triggers that put consumers into severe unmanageable debt and offers advice on how to avoid getting into debt.

How to listen

Read more: BBC Radio London - Drivetime with Eddie Nestor

Radio

Jonathan Vernon-Smith BBC Three Counties radio
Wednesday, 30th November 2016

Mike was talking to Jonathan about the latest Bank of England consumer borrowing figures, the highest levels since 2006, and raises his concerns on why some people will not be able to meet their debt repayments.

How to listen

Read more: Jonathan Vernon-Smith BBC Three Counties radio

Radio

Free podcast now available - LBC Money Hour with Clive Bull - Sunday 8-9pm, 27 November 2016
Sunday, 27th November 2016

Mike & Clive in the LBC studio

Below is the free podcast from Mike's appearance on LBC's Money Hour on Sunday, 27 November 2016 with Clive Bull. It's free to listen to.

On this show, Mike talks to Clive about the latest news affecting consumers with debt issues, takes calls, texts and emails from listeners around the country. Below is a list of the topics and timeline of the audio to make it easier to access certain parts of the show. Just click below to start listening.

Topics

Read more: Free podcast now available - LBC Money Hour with Clive Bull - Sunday 8-9pm, 27 November 2016

Radio

Free podcast now available - LBC Money Hour - Sunday 8-9pm 30th October 2016
Sunday, 30th October 2016

Mike & Clive in the LBC studio

Below is the free podcast from Mike's appearance on LBC's Money Hour on Sunday, 30 October 2016 with Clive Bull. It's free to listen to.

On this show, Mike talks to Clive about the latest news affecting consumers with debt issues, takes calls, texts and emails from listeners around the country. Below is a list of the topics and timeline of the audio to make it easier to access certain parts of the show. Just click below to start listening.

Topics

Read more: Free podcast now available - LBC Money Hour - Sunday 8-9pm 30th October 2016

Radio

Free podcast now available - LBC Money Hour with Clive Bull - Sunday 8-9pm, 25 September 2016
Sunday, 25th September 2016

Mike & Clive in the LBC studio

Below is the free podcast from Mike's appearance on LBC's Money Hour on Sunday, 25 September 2016 with Clive Bull. It's free to listen to.

On this show, Mike talks to Clive about the latest news affecting consumers with debt issues, takes calls, texts and emails from listeners around the country. Below is a list of the topics and timeline of the audio to make it easier to access certain parts of the show. Just click below to start listening.

Read more: Free podcast now available - LBC Money Hour with Clive Bull - Sunday 8-9pm, 25 September 2016

Radio

Free podcast now available - LBC Money Hour with Clive Bull - Monday 9-10pm, 15 August 2016
Monday, 15th August 2016

Mike & Clive in the LBC studio

Below is the free podcast from Mike's appearance on LBC's Money Hour on 15 August 2016 with Clive Bull. It's free to listen to.

On this show, Mike talks to Clive about the latest news affecting consumers with debt issues, takes calls, texts and emails from listeners around the country. Below is a timeline of the audio to make it easier to access certain parts of the show. Just click below to start listening

Read more: Free podcast now available - LBC Money Hour with Clive Bull - Monday 9-10pm, 15 August 2016

Radio

Free podcast now available - LBC 'Money Hour' with Clive Bull 9-10pm, 18/7/16
Monday, 18th July 2016

Mike & Clive in the LBC studio

Below is the free podcast from Mike's appearance on LBC's Money Hour on 18 July 2016 with Clive Bull. It's free to listen to.

On this show, Mike talks to Clive about the latest news affecting consumers with debt issues, takes calls, texts and emails from listeners around the country. Below is a timeline of the audio to make it easier to access certain parts of the show. Just click below to start listening

Read more: Free podcast now available - LBC 'Money Hour' with Clive Bull 9-10pm, 18/7/16

Radio

BBC 3CR with Roberto Perrone 4.20pm
Monday, 4th July 2016

Mike spoke with Roberto about the latest news regarding 'Rent to buy' schemes, how they can be improved to make the lending industry more amenable to borrowers and whether there should be regulation.

Read more: BBC 3CR with Roberto Perrone 4.20pm

Radio

Free podcast now available - LBC Money Hour with Clive Bull - Monday 9-10pm 13 June 2016
Sunday, 12th June 2016

Mike & Clive in the LBC studio

Below is the free podcast from Mike's appearance on LBC's Money Hour on 13 June 2016 with Beverley Turner sitting in for Clive Bull. It's free to listen to.

On this show, Mike talks to Beverley about the latest news affecting consumers with debt issues, and takes calls, texts and emails from listeners around the country. Below is a timeline of the audio to make it easier to access certain parts of the show. Just click below to start listening.

Read more: Free podcast now available - LBC Money Hour with Clive Bull - Monday 9-10pm 13 June 2016

Radio

Free podcast - LBC Money Hour with Clive Bull - Monday 9-10pm 23 May 2016
Monday, 23rd May 2016

Mike & Clive in the LBC studio

Below is the free podcast from Mike's appearance on LBC's Money Hour on 23 May 2016 with Clive Bull. It's free to listen to.

On this show, Mike talks to Clive about the latest news affecting consumers with debt issues, and takes calls, texts and emails from listeners around the country. Below is a timeline of the audio to make it easier to access certain parts of the show. Just click below to start listening.

Read more: Free podcast - LBC Money Hour with Clive Bull - Monday 9-10pm 23 May 2016

Radio

BBC 3Counties Radio - Jonathan Vernon-Smith
Thursday, 7th April 2016

Mike was talking to the Mr Jonathan Vernon-Smith about the major new changes now in force for consumers wishing to petition their own bankruptcy. Mike goes through the procedure of applying for on-line for bankruptcy, the fees involved, what to do if you do not have access to the internet, followed by the the pros and cons.

Read more: BBC 3Counties Radio - Jonathan Vernon-Smith

Radio

Free podcast - LBC Money Hour with Clive Bull - Monday 9-10pm 21 March 2016
Monday, 21st March 2016

Mike & Clive in the LBC studio

Below is the free podcast from Mike's appearance on LBC's Money Hour on 21 March 2016 with Clive Bull. It's free to listen to.

On this show, Mike talks to Clive about the latest news affecting consumers with debt issues, and takes calls, texts and emails from listeners around the country. Below is a timeline of the audio to make it easier to access certain parts of the show. Just click below to start listening.

Read more: Free podcast - LBC Money Hour with Clive Bull - Monday 9-10pm 21 March 2016

Radio

Free podcast - LBC Money Hour with Clive Bull - Monday 9-10pm 15th Feb 2016
Monday, 15th February 2016

Mike & Clive in the LBC studioBelow is the free podcast from Mike's appearance on LBC's Money Hour on 15 February 2016 with Clive Bull. It's free to listen to.

On this show, Mike talks to Clive about the latest news affecting consumers with debt issues, and takes calls, texts and emails from listeners around the country. Below is a timeline of the audio to make it easier to access certain parts of the show. Just click below to start listening.

Read more: Free podcast - LBC Money Hour with Clive Bull - Monday 9-10pm 15th Feb 2016

Radio

Free podcast - LBC Money Hour with Clive Bull - Monday 9-10pm 25th Jan 2016
Monday, 25th January 2016

Mike & Clive in the LBC studio

Below is the free podcast from Mike's appearance on LBC's Money Hour on 25 January 2016 with Clive Bull. It's free to listen to.

On this show, Mike talks to Clive about the latest news affecting consumers with debt issues, and takes calls, texts and emails from listeners around the country. Below is a timeline of the audio to make it easier to access certain parts of the show. Just click below to start listening.

Read more: Free podcast - LBC Money Hour with Clive Bull - Monday 9-10pm 25th Jan 2016

Radio
RAPID DEBT HELP FORM

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