Hello dippydora and a very warm welcome back to the DebtWizard forum.
Great to read you are doing well, to save me from trawling though your old posts, what was the deal in your IVA? ie how much a month and what was the total amount of debt you put in?
I ask as this will help others looking at your post who may not be familiar with your IVA.
Still can't get my head around that you are on your fifth year in the IVA, where has the time gone
Gallifray often pops up on the forum so I expect he will come back to you soon, trust you are now okay and all clear?
Forgot to add that your name 'dippydora' is in my top three names for the forum, just love it and makes me smile every time I see it!
My very best wishes,