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IVA completed - Thanks - How do I improve my credit file?

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24 posts • Page 1 of 31, 2, 3

IVA completed - Thanks - How do I improve my credit file?

Postby THECOACH » December 3rd, 2016, 7:50 am

Hi.

November was my last payment after 6 years slogging to find money to pay IVA but thanks to Mike and the team and some great advice, I'm now just waiting for completion certificate,

So to any new members please just listen to the team and let point you in the right direction,

yours

THECOACH.
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Re: IVA completed - Thanks - How do I improve my credit file

Postby Debtwizard » December 5th, 2016, 10:47 am

Hello The Coach

Great to see you still popping back to the forum, and your post made my weekend, more so when you look back on your previous threads and understand how difficult it has been for you. You have done very very well my friend in completing your IVA.

Thank you for your kind words.

Trust you are keeping well and may I take this opportunity to wish you a happy, healthy and prosperous New Year along with your loved ones.

Mike
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Re: IVA completed - Thanks - How do I improve my credit file

Postby THECOACH » January 6th, 2017, 11:01 am

Completion certificate arrived 23/12/16

Happy days
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Re: IVA completed - Thanks - How do I improve my credit file

Postby Debtwizard » January 7th, 2017, 12:03 pm

Hello TheCoach

Great timing, must have made your Christmas and what a way to start the New Year. :D

Have you given much thought about how to improve your credit rating now the IVA is complete?

Best wishes,

Mike
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Re: IVA completed - Thanks - How do I improve my credit file

Postby THECOACH » January 7th, 2017, 2:21 pm

no, any advice would be helpful
THECOACH
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Re: IVA completed - Thanks - How do I improve my credit file

Postby Debtwizard » January 7th, 2017, 2:41 pm

Hello TheCoach

I've got some good information for you from the top man in the industry, James Jones from Experian, I will let him know about this thread on Monday. ;)

Have a good weekend.

Best wishes,

Mike
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Re: IVA completed - Thanks - How do I improve my credit file

Postby THECOACH » January 9th, 2017, 2:56 pm

Hi

My IVA supervisor has told me to send copies of certificate of completion to Experian and Equifax to up date my credit status unless u have any email addresses.

THE COACH
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Re: IVA completed - Thanks - How do I improve my credit file

Postby AskJames » January 10th, 2017, 8:08 pm

Hello The Coach

Congratulations on getting to the end of your IVA - no mean feat. This Q&A should give you a few tips on rebuilding your credit rating.

How do I update my credit report now my IVA has ended?

You should be able to send us a copy of your completion document by email and the address you need is consumer.helpservice@uk.experian.com. You'll find the contact details for the other two credit reference agencies (Equifax and Callcredit) on their websites.

Kind regards
James
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Re: IVA completed - Thanks - How do I improve my credit file

Postby Debtwizard » January 11th, 2017, 11:07 am

Hello TheCoach

I see James has giving you a fabulous Q&A article plus the email address where you can send your IVA completion certificate. Did say he was a top geezer ;)

Keep in touch, be good to hear how you are getting on.

My very best wishes,

Mike
How do we help at DebtWizard?

We can help stop the phone calls & threatening letters
We can provide you with a solution to get you back on the road to recovery
We put you in control of your debt

03339 870 180 (Mon to Thu 9.00am - 8.00pm, Friday 9.00am - 6.00pm)

Simple debt advice - with no up-front costs
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Re: IVA completed - Thanks - How do I improve my credit file

Postby THECOACH » January 13th, 2017, 11:54 pm

Just a quick question, don't have a Bank account, been using my wife & son, just easier we were thinking of putting my name on her account now.
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