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Simple debt advice - with no up-front costs
Monday, 17th October 2011
Not many of us plan for unemployment and, when it does happen, we go into shock and don’t know what to do.
So if this is you just take a minute or two to read our guide to dealing with redundancy, unemployment, job search, benefit entitlement and how to tackle those debts.
If you have been made redundant
Looking for work - England, Wales, Scotland & Northern Ireland
Are you entitled to any benefits?
Would you benefit from a benefit check up? People in the UK are missing out on benefits and tax credits worth more than £8 billion a year. Here we can direct you to an easy to use website that can help make sure you get what is yours.
Just insert your details such as income, council tax bill and your savings, into the calculator. A click on the mouse will reveal your full entitlement on all the main benefits; council tax & housing benefit, working tax credit, child benefit, child trust fund, child tax credit and pension credit.
It is important to remember that benefit rules do change so if you think you could be entitled to benefits then get checking now - be mad not to!
This site is free and no personal information is required, so anonymity is assured Turn 2 Us benefit calculator
Also see Beginner's guide to benefits from the government website direct.gov.
They may also be able to help, more on their website On-line help from the Citizens Advice Bureau.
Remember to click on the right tab for your country, England, Nth Ireland, Scotland & Wales.
Dealing with your debts
Below are the six options available to you when debt problems arise as well as our very own easy to read debt solutions table. This chart illustrates the debt solutions available so you can easily compare them and discover the best one for you to get out of debt.
We detail which options freeze interest, the ones that give debt relief and those that stop the creditors chasing you for the debts! Not all will apply as it depends on your level of debt, your assets and how much spare money you have after paying essential bills.
Where can I get free debt advice and debt solutions with no fees?
DebtWizard.com - Free to the consumer!
You can either telephone DebtWizard on;
Or click on the following link to get details of other free debt advice organisations, including debt charities.
Take me to free debt advice agencies.
Debt Survival Kit
We also detail the essential things you need to know and do to stay ahead of the lenders, covering a budget form, bank accounts, debt charities to contact and the guidelines debt collectors must adhere to. So get wised up! This is a very popular section of our website. Visit Debt Survival Kit